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Dealing with creditors need not be scary

[postlink] http://credit-card-debt-help-video.blogspot.com/2011/10/dealing-with-creditors-need-not-be.html[/postlink] http://www.youtube.com/watch?v=alE02upPkgsendofvid[starttext]Truth: The biggest key when you owe money is constant communication. They keep a record of it all and will work with you with great flexablity for 1 reason:- They don't want you to go bankrupt- Its not usually cost effective for them to sue you
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