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http://credit-card-debt-help-video.blogspot.com/2012/02/how-to-settle-credit-card-debt-yourself.html[/postlink]
http://www.youtube.com/watch?v=Ou3bDUV6gOAendofvid[starttext]You know your stuff, but it is very risky for people to start affecting their credit scores and trying to handle this themselves. It's better to get credit counseling to figure out the best option for their situation.[endtext]
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2 comments:
Credit card debt settlement is the process wherein the creditor accepts a lower payment amount from the debtor. Needless to say, a lot of people in the country want to opt for credit card debt settlement. Most people are facing financial problems. They don't have the money to pay the full amount to creditors.
Credit card debt settlement has its share of benefits and drawbacks. The biggest drawback is that it lowers your credit score by 75-125 points. You've to be prepared for paying tax on the amount saved through credit card debt settlement. So, think if you're ready to pay tax to the IRS.
A credit card debt consolidation loan is one way that some folks deal with their high interest credit card balances. Although a credit card debt consolidation loan may be right for some, make sure it is right for you before going this route.
Advice Credit Card Debt
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