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Escape Slavery to Credit Card Debt: Settle Yourself and Save $$$!

[postlink] http://credit-card-debt-help-video.blogspot.com/2012/03/escape-slavery-to-credit-card-debt.html[/postlink] http://www.youtube.com/watch?v=3grnzXMCR9kendofvid[starttext]can you tell me did they black mark your credit? or just lower your score? or neither?[endtext]
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