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[postlink]
http://credit-card-debt-help-video.blogspot.com/2012/09/dirty-secrets-revealed-debt-collectors.html[/postlink]
http://www.youtube.com/watch?v=v8AwTfQa23Aendofvid
[starttext]We have all heard the radio advertisements for debt settlement firms
promising to eliminate credit card debt. Unfortunately for the people
that hire them, these companies do a much better job of selling their
services than they do eliminating credit card debt.
Debt settlement firms charge too much for their services for the average consumer debtor to be able to afford to pay off a reduced-balance credit card debt before it charges off and is sold. They want $1800-2400 to settle $12,000 of debt. And they want to be paid first! They advise you to stop making credit card payments and to pay them instead, saving money in their account for an eventual settlement.
Debt settlement firms do not deliver what they promise, according to MSNBC. Some credit card banks will not even work with debt settlement firms, according to the Wall Street Journal. [endtext]
Debt settlement firms charge too much for their services for the average consumer debtor to be able to afford to pay off a reduced-balance credit card debt before it charges off and is sold. They want $1800-2400 to settle $12,000 of debt. And they want to be paid first! They advise you to stop making credit card payments and to pay them instead, saving money in their account for an eventual settlement.
Debt settlement firms do not deliver what they promise, according to MSNBC. Some credit card banks will not even work with debt settlement firms, according to the Wall Street Journal. [endtext]
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